At Millennial Mortgage Pro, we speak your language, respect your time, and simplify every step of your home loan journey. Whether it’s your first home or your forever home, we’ll help you close fast, stress-free, and fully informed
Get pre-approved in hours not days. Experience a quick, transparent process built to make things easy for both homebuyers and realtors.
Check where you stand without hurting your score. Duane’s No-Touch Credit approach helps you get started safely and confidently.
Work with Virginia’s Mortgage Maestro delivering honest guidance, clear communication, and closings that stay on track every time.
Whether you’re a realtor helping clients find their dream home or a buyer ready to make your move Duane makes the mortgage process effortless. With open communication, digital convenience, and years of experience, he turns what’s usually complicated into a smooth, clear, and confident journey.
At MillennialMortgagePro, we guide you from application to closing with trusted expertise. Whether you’re a first-time buyer, a seasoned investor, or looking to refinance, Duane provides clear, personalized solutions designed for your unique needs.
Traditional loans with stable terms, flexible options, and competitive rates.
With over a decade of experience across commercial, investment, and mortgage banking, Duane Buziak brings unmatched expertise to every client he serves. As a state-licensed Mortgage Loan Officer covering all of Central Virginia, he’s known for fast approvals, zero-down options, and honest, transparent financing helping buyers move confidently from pre-approval to closing.
Formerly an Assistant Vice President at five major banks, Duane combines deep financial knowledge with a client-first mindset. Whether you’re buying your first home, refinancing your fifth, or exploring new investment opportunities, he ensures a smooth, stress-free process with clear communication, upfront underwriting, and pricing that truly compares.
Backed by a 5.0 Google rating, Duane’s reputation speaks for itself.
Duane goes far beyond securing your mortgage he builds lasting partnerships that simplify and strengthen your entire homeownership journey. Through a network of trusted professionals and innovative solutions, you gain access to every resource needed to move confidently from offer to ownership.
From realtors and insurance providers to credit restoration experts and title service professionals, Duane ensures each connection adds value, security, and convenience to your experience.
Ensure peace of mind with trusted home inspectors who provide detailed evaluations before you buy.
Work with trusted local real estate agents who understand your goals and ensure a smooth, transparent buying or selling process.
Rebuild and strengthen your credit profile through expert-led credit restoration programs setting you up for long-term financial success.
Experience a secure and stress-free closing with dependable title search and settlement assistance every step of the way.
Safeguard your new home with customized insurance plans from top-rated providers who offer protection you can rely on.
duane@coast2coastml.com
804-212-8663
Whether you’re wondering about pre-approvals, down payments, or refinancing options, Duane provides transparent answers backed by years of industry expertise.
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.
